Start here · your learning path

Power purchase agreements, from scratch

A PPA is a long-term contract to buy electricity — and its clean-energy attributes — from a generator. This page takes you from "I know nothing about power" to understanding how a PPA works, in four steps.


1Electricity from scratch

Electricity is a secondary energy source — power plants make it by converting coal, gas, nuclear, sun, or wind into electric current. It's the product every PPA buys and sells. Four things to know before anything else:

What you actually buy: kW vs kWh

Watts measure power right now; a kilowatt-hour (kWh) measures energy used over time — running 1 kilowatt for one hour (think a 1 kW space heater for an hour). Your home bill is in kWh. Scale that up by 1,000 and you get the megawatt-hour (MWh) a PPA is priced in.

It can't be stored — so supply must match demand every second

The grid has almost no large-scale storage, so operators must generate exactly as much as is being used at every instant — calling on the cheapest plants first and pricier ones as demand climbs. If supply and demand fall out of balance, the result is blackouts. This one fact is why wholesale prices swing, why "firm" power is valuable, and why PPAs exist to lock in a price.

The journey: plant → grid → you

A power plant generates electricity; high-voltage transmission lines carry it long distances; substation transformers step the voltage down; local distribution lines deliver it to your meter — all in an instant.

Who's who

Generators make the power, a grid operator moves and balances it, a utility delivers it and bills you, regulators set the rules, and you are the load. A PPA is a contract between a generator (the seller) and a buyer.

EIA — Measuring electricity · EIA — Delivery to consumers


2How power is bought & sold

Once you know power must be balanced instantly, the market makes sense: prices reflect what it costs to meet demand at each moment and place.

Wholesale vs retail, and the ISO/RTO

Wholesale power (generators selling for resale) is regulated federally by FERC; retail (your utility bill) is state-regulated. Across much of the US an ISO/RTO runs the wholesale market and sets prices in real time. Most PPAs are wholesale.

Why prices move

Operators stack plants cheapest-first to meet demand; the last one needed sets the price. When demand spikes or the grid is congested, that price can jump enormously. The locational marginal price (LMP) at each point on the grid is exactly this number — and it's what a PPA settles against.

Baseload, peakers, and "firm" power

Baseload plants run continuously; peakers run only at demand spikes; solar and wind run only when the resource is there. A 24/7 load like a data center values firm power it can count on around the clock.

Energy vs capacity

Capacity is how much a plant could deliver at once (MW); energy is how much it actually delivers over time (MWh). Some markets pay separately for each; PPAs mostly buy energy.

The units rule: MW vs MWh. A megawatt (MW) is 1,000 kW — power. A megawatt-hour (MWh) is energy. A 100 MW solar farm hits 100 MW only at full sun; over a year its capacity factor (~25% for solar) means it makes about 219,000 MWh, not 876,000. PPAs price that energy in $/MWh.

EIA — Measuring electricity


3Why PPAs exist

Buyer

Price certainty

A long fixed price hedges against volatile wholesale markets — and, for a corporate buyer, conveys the RECs behind a clean-energy claim.

Developer

Bankability

A creditworthy buyer's long-term contract is the predictable revenue that lets a project raise debt and get built. No offtake, no project.

The grid

New supply

PPAs are now the main way new US generation gets financed — corporate buyers contracted a record ~27 GW in 2025.

CEBA / Utility Dive

Once the mechanic clicks, run the — change the strike, pick a scenario, and watch which way the cash flows.


4How a PPA works — electrons, or just money?

Almost everything you negotiate hangs off one distinction — whether the buyer takes physical delivery of power, or just settles the difference financially.

Physical PPA verified

Electrons and legal title flow from the project to the buyer's meter or account. The buyer actually takes delivery of power.

LevelTen glossary

Virtual / financial PPA (VPPA) verified

No electrons reach the buyer. The deal settles purely financially as a contract-for-differences, and the renewable energy certificates transfer to the buyer. This has been the most common corporate PPA model in the US.

WBCSD


The VPPA settlement mechanic

A VPPA is a fixed-for-floating swap. Each month, compare the buyer's fixed strike price against the floating market price (LMP):

Market price > strike

The generator pays the buyer the difference. The buyer is made whole against high power prices.

Market price < strike

The buyer pays the generator the difference. The generator gets its fixed revenue regardless of the market.

Net effect: the buyer locks in the strike as its effective power price, and the generator locks in stable revenue to finance the project. Don't just read it — and watch the cash change direction.

Stoel Rives, "Law of Solar" · Norton Rose Fulbright

The simulator models a flat fixed strike — one of five pricing structures. The most common US corporate VPPA structure in 2024–2026 is discount-to-market: buyer pays hub LMP minus a fixed spread (e.g. hub − $8/MWh), with a floor so the developer is never exposed below a minimum. See all five in .


Basis risk — the #1 structural risk to understand Practitioner

Wholesale prices are set at thousands of nodes (where generators connect) and averaged into less-volatile regional hubs. Most corporate buyers settle the VPPA at the hub. But the generator earns its local node price — so the developer absorbs the node-to-hub gap. That gap is basis risk, and it can be brutal.

The canonical horror story

In an August 2019 ERCOT congestion event, the North hub hit roughly $9,000/MWh while the project's node sat near $1,000/MWh. A 300-MW project settling at the hub lost about $2.4M in a single hour.

Norton Rose Fulbright · American Cities Climate Challenge


The US wholesale markets — ISO/RTO by ISO/RTO Practitioner

Where a project sits decides almost everything downstream: whether there's a capacity market, which hub you settle a VPPA against, how you can hedge basis, and even whether FERC has jurisdiction. Knowing these cold is the single most asked-about topic in practitioner interviews.

Market Capacity vs energy Pricing & common hubs What it means for a PPA
ERCOT
Texas
Energy-only — no capacity market; relies on scarcity pricing Nodal LMP; hubs North, Houston, West, South Not FERC-jurisdictional (intrastate grid, PUCT-regulated). Huge renewable build and heavy congestion make basis famously hard to hedge; CRRs exist but rarely cover a VPPA fully.
PJM
Mid-Atlantic / Midwest
Capacity market (RPM / Base Residual Auction) + energy Nodal LMP; Western Hub (AEP-Dayton) is the benchmark FERC-jurisdictional. Capacity prices spiked in recent auctions on data-center load. Long interconnection queue; FTRs/ARRs hedge congestion.
CAISO
California
No central capacity market — resource adequacy set by the CPUC / state Nodal LMP; hubs NP15, SP15, ZP26 Solar "duck curve" drives routine midday negative prices and curtailment. CRRs hedge basis.
MISO
Midwest / South
Capacity (seasonal Planning Resource Auction, by zone) + energy Nodal LMP; Indiana Hub a common reference Large footprint spanning regulated and restructured states. FTRs hedge congestion.

The smaller markets follow the same template: SPP (wind-heavy Plains; energy market with an emerging capacity construct), ISO-NE (Forward Capacity Market; winter gas constraints drive price spikes), and NYISO (ICAP capacity market; zonal, with Zone J / NYC the most congested). The Southeast and much of the Mountain West have no organized market — bilateral utility deals and green tariffs instead, and no clean hub to settle a VPPA against.

The price-cannibal problem (2024–2026)

As solar build accelerates, midday prices converge toward zero or go negative in CAISO (California) and ERCOT West Texas — the most solar-saturated hours. Each new MW of solar added reduces the settlement value of every existing solar VPPA. A $43/MWh flat-strike deal signed in 2021 may settle against a hub averaging $25/MWh in the 10am–3pm block by 2027. The most common structural responses: time-of-delivery (ToD) pricing that weights evening hours more heavily, and battery co-location to shift output to the 5–8pm peak. A buyer who doesn't ask about this in due diligence accepts a hedge that may stop hedging in the most solar-heavy hours. EIA — Negative wholesale prices

FERC — Electric power markets · ERCOT market structure · PJM Manual 18 (RPM) · CAISO CRRs · MISO resource adequacy


RECs — what the buyer is really paying for

A renewable energy certificate represents the environmental attributes of renewable generation — one REC per MWh delivered to the grid. In a VPPA the fixed price is the consideration for those RECs, which the seller conveys to the buyer. The buyer can then claim the clean-energy use.

EPA — Renewable Energy Certificates


Who's who — the parties behind every deal Practitioner

A utility-scale PPA involves at least six parties, each with different interests, timelines, and risk appetites. Knowing who each one is changes how you read every clause.

Seller

Developer / IPP

Originates, finances, and builds the project. The seller in the PPA; holds the interconnection queue position; takes development and construction risk.

Build

EPC Contractor

Engineers, procures, and constructs the plant under a fixed-price contract. Absorbs construction risk from the developer; delivers the project to COD.

Operate

O&M Provider

Operates and maintains the plant post-COD. Responsible for meeting the availability guarantees in the PPA; often the developer's subsidiary or a specialist firm.

Debt

Project Lender

Provides 50–70% of the project's capital as non-recourse debt. Requires a bankable PPA, lender step-in rights, and an investment-grade offtaker.

Tax equity

Tax-Equity Investor

A bank or institution that owns a project tranche to monetize the ITC or PTC. Often the largest capital source post-IRA; paid before the developer sponsor.

Buyer

Offtaker / Corporate Buyer

Signs the PPA and provides the long-term revenue that makes the project financeable. Their credit rating and term commitment are reviewed by lenders before financing closes.

Regulated markets

Utility

Delivers power in regulated markets; counterparty in utility-scale PPAs; intermediary in sleeved deals; operates the green-tariff programs where direct PPAs aren't available.

Market operator

ISO / RTO

Runs the wholesale electricity market (PJM, ERCOT, CAISO, MISO); dispatches generators every 5 minutes; posts the nodal LMP prices that VPPAs settle against.

Advisory

Broker / Advisor

Energy consultants (LevelTen, Schneider Electric), law firms (Stoel Rives, Norton Rose), and investment banks that structure tax equity, broker deals, and advise buyers on market conditions.

RMI — Risk Mitigation Guide · World Bank — PPAs & bankability


A deal from start to first settlement

All the pieces above — buyer, developer, settlement mechanic, basis risk — in one concrete story. A 100 MW ERCOT solar VPPA, agreed at $43/MWh, with three months of settlement math including one month where a congestion event nearly zeros the developer's economics.

The cast

Buyer: Azure Cloud Inc. — investment-grade tech, 500 MW renewable target

Developer: Sunridge Energy LLC — Texas IPP, 400 MW portfolio

Project: Sunridge Solar I — 100 MW AC, Pecos County, TX

ISO: ERCOT · settled at Houston Hub

Strike: $43/MWh flat · 15-year term

Target COD: December 2026

How the terms were negotiated

Three months of settlement after COD

The swap keeps the buyer's cost locked at the strike. Month 3 shows what happens when a congestion event drives the node far below the hub — basis risk nearly wipes the developer's economics for that month.

Month Hub LMP Node LMP Strike Volume VPPA settlement Dev. realized
Jan 2027 $38 $36 $43 15,000 MWh −$75,000 buyer→gen. $41/MWh
Jul 2027 summer spike $71 $67 $43 10,000 MWh +$280,000 gen.→buyer $39/MWh
Aug 2027 congestion event $65 $22 $43 12,000 MWh +$264,000 gen.→buyer ~$0/MWh ⚠

Developer realized = (Node LMP × Volume + VPPA receipt) / Volume = Strike − (Hub LMP − Node LMP). Aug 2027: developer earns $22 × 12,000 = $264,000 at the node, then pays the buyer $264,000 via the swap — netting ~$0. The VPPA payment that protects the buyer is the same payment that zeros the developer. This is basis risk in action.

Norton Rose — VPPA risks · American Cities — basis risk


What goes wrong — four failure modes

The mechanics look clean in term sheets. These are the cases where they broke.

1. COD slip / delay damages

The project misses its commercial operation date — EPC delays, supply-chain backlogs, permitting hang-ups. The developer's per-day delay damages start accruing (e.g., $15,000/day). After hitting the cap (often 90 days of expected payments) the buyer may have walk rights. The developer's lenders are watching the milestone schedule throughout.

2. Counterparty default

If the developer goes bankrupt mid-construction (as SunEdison did in 2016), lenders invoke their step-in rights, transfer the project to a solvent entity, and the PPA may survive — or may be rejected by the bankruptcy estate. If the buyer defaults, the developer marks the remaining swap to market and demands a close-out payment; the direction of that payment depends on whether the contract is in- or out-of-the-money at default.

3. Basis-risk wipe

Already shown above: Aug 2027, hub $65, node $22, developer nets ~$0 that month. Sustained over a year it erodes debt-service coverage. Fixes: node-settled VPPA (eliminates basis), a CRR hedge (costly and imperfect), or a basis collar that caps the developer's exposure.

4. Change-in-law / IRA risk

If Congress reduces ITC/PTC after signing, a developer who priced the deal expecting full credits must absorb the loss or trigger a pricing re-opener clause — which most buyers resist. These clauses are heavily negotiated precisely because neither party controls Congressional action.

Norton Rose — VPPA risks · RMI risk guide

The full six-stage journey from first RFP to first settlement check — with timelines and who does what — is in .

Become a PPA originator — the role, who hires, how to break in

This tool's stated goal is to help you learn to originate PPAs. Here's what that job actually looks like and how people get into it.

A day in the life

  • Lead generation: Identifying corporate buyers with renewable targets — data-center build-out announcements, sustainability commitments, RE100 pledges. Pitching projects at RE+, CEBA Summit, and CleanPower conferences.
  • Pricing runs: Modeling strike prices — what strike covers project LCOE and hits target returns at the given capital stack, and where the buyer's avoided-cost benchmark sits.
  • Term sheet drafting: Writing a non-binding term sheet that anchors the commercial core: price, contract quantity, settlement point, term, REC ownership, credit support structure.
  • Negotiations: Driving the commercial discussion with the buyer's energy procurement team and counsel. The risk allocation matrix is your negotiating map.
  • Internal approvals: Presenting deals to investment committee with a deal model, sensitivity analysis, and risk memo. Defending the strike under stress scenarios.
  • Closing coordination: Working with lenders, tax-equity investors, and attorneys to clear the conditions precedent and hit Notice to Proceed.

Who hires

Developer / IPP origination

NextEra, AES, Invenergy, EDF Renewables, Pattern Energy. Title: "PPA Originator," "Business Development Manager," or "Energy Transactions Manager."

Corporate buyer energy teams

Google, Amazon, Microsoft, Meta, Apple — 8+ postings in 2025–2026 require PPA knowledge. Title: "Renewable Energy Manager," "Energy Procurement Manager," or "Renewable Energy Analyst."

Advisory & brokerage

LevelTen Energy, Schneider Electric Energy & Sustainability, CPower — advise buyers through origination and execution on a fee basis. Good entry point for someone who wants deal exposure across many buyers at once.

Law & finance

Stoel Rives, Norton Rose Fulbright, Kirkland & Ellis (energy transactional); Goldman Sachs, Lazard, Guggenheim (tax-equity and project finance). Energy attorneys often move into origination after 2–4 years of deal experience.

How to break in

  1. Energy finance / project finance: LCOE modeling, debt sizing, and return analysis — the quantitative core of every origination pitch.
  2. Utility or ISO regulatory background: Understanding dispatch, interconnection, and tariff structures builds instant credibility in technical negotiations.
  3. Corporate energy procurement: Time inside a buyer's energy team is rare and valued by developers — you already know what an investment committee needs to approve a 15-year VPPA.
  4. Energy law: A PPA is a legal contract. Transactional energy attorneys who understand the clauses — not just who wrote them — move into business development roles regularly.
  5. Clean energy organizations: CEBA, RMI, and Berkeley Lab publish deal data and market benchmarks; analyst roles there build the vocabulary and network.

What to study next

  1. Run the simulator until the cash flows feel intuitive from both perspectives — buyer and generator.
  2. Work through the annotated term sheets in the Drafting tab, clause by clause.
  3. Study the ISO your target market is in: ERCOT for Texas, PJM for Mid-Atlantic, CAISO for California.
  4. Read NREL's standard contracts, the EEI Master P&S, and Stoel Rives "Law of Solar."
  5. Track the LevelTen PPA Price Index and CEBA's annual procurement survey — the real-time market benchmarks that originators watch.

CEBA — Clean Energy Buyers Alliance · LevelTen PPA Price Index · RMI — Risk Mitigation Guide

Where to go next. Learn to draft one, clause by clause, in — including the full deal lifecycle — feel the settlement mechanic in the , and see how AI data centers are reshaping deals in . The tracks what's verified versus still being researched.